3/15/2023 0 Comments Robert chitoui balance forecasting![]() Creating a Secure App: Separation Between Data and User Credentials Stormpath’s support for both languages made the switch seamless. It was only later, after he was about three-fourths of the way through the coding process, that Chitoiu decided to switch to PHP, as it was a more well-established framework with the support of a stable LAMP stack. The development process for Balance Forecasting actually began in (). I don’t have to waste my time on designing and reinventing the wheel.” “I just spent a very short amount of time setting everything up and getting the login and registration working. Chitoiu points out that because this is handled directly by Stormpath, it doesn’t generate any additional work for him. If a user doesn’t activate his or her account, he or she can’t log in. In addition to using Stormpath’s API for login and registration, Chitoiu also utilizes the account validation workflow, which sends users an email prompt allowing them to validate their account. “So having that free time allows you to focus on some other features.” “A big reason why I chose Stormpath is simply because it’s extremely easy to get started and extremely easy to hook up the API and you don’t have to worry about login, which is a huge problem,” Chitoiu explained. I don’t like to do the guessing game,” says Chitoiu. I like to know exactly what’s going in and out. Unlike feed-driven software like Mint, Balance Forecasting relies on manual reconciliation, which means less security risk, more control for the user and more predictable finances. Originally started as an iPhone app, Balance Forecasting is now a webapp with full data visualizations and a mobile-friendly interface. After a user inputs monthly income and expenses, Balance Forecasting will generate a detailed forecast of all incoming and outgoing transactions. “If I change the bill today, let’s say I want to pay $500 instead of $700 on my credit card this month, what happens in three months? Am I going to go negative? No other personal finance app could answer those questions.”īalance Forecasting lets you glimpse into your bank account’s future, ensuring users will never get caught off guard with costly overdraft fees. “I don’t care about the past I care about what happens in three months,” Chitoiu said. The Quest For a Better Personal Finance Tool The idea for Balance Forecasting was born and he started coding. But when Intuit shut down the product, he couldn’t find anything similar that would allow him to create balance projections. Developer Robert Chitoiu had long relied on Quicken Online to forecast his bank account balance and make financial decisions.
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